Terms of Service

Last updated: 10 January 2026

Please read these Terms of Service carefully before using Plainly Explained. By accessing or using our website, you agree to be bound by these terms. If you do not agree to these terms, please do not use our website.

Acceptance of Terms

By accessing and using Plainly Explained, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

Use Licence

Permission is granted to temporarily access and use Plainly Explained for personal, non-commercial transitory viewing only. This is the grant of a licence, not a transfer of title, and under this licence you may not:

Modify or copy the materials
Use the materials for any commercial purpose or for any public display (commercial or non-commercial)
Attempt to decompile or reverse engineer any software contained on the website
Remove any copyright or other proprietary notations from the materials
Transfer the materials to another person or "mirror" the materials on any other server

This licence shall automatically terminate if you violate any of these restrictions and may be terminated by Plainly Explained at any time.

Content and Information

The content on Plainly Explained is provided for general information and educational purposes only. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website.

Information Accuracy: All articles and content are correct at the time of writing. However, information may become outdated over time, and we strongly recommend that you always check important information, especially regarding financial, legal, or regulatory matters, before making any decisions or taking action based on the information provided.

Not Professional Advice: The information provided on this website does not constitute professional, legal, financial, medical, or any other form of professional advice. You should not rely on the information on this website as an alternative to professional advice. If you have any specific questions about any matter, you should consult an appropriate professional.

Any reliance you place on such information is strictly at your own risk. We will not be liable for any loss or damage, including without limitation, indirect or consequential loss or damage, arising from the use of or reliance on any information on this website.

Intellectual Property

All content on Plainly Explained, including but not limited to text, graphics, logos, images, and software, is the property of Plainly Explained or its content suppliers and is protected by copyright and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website without our prior written consent, except as follows:

Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials
You may store files that are automatically cached by your web browser for display enhancement purposes
You may print or download one copy of a reasonable number of pages of the website for your own personal, non-commercial use

User Conduct

You agree not to use the website to:

Violate any applicable laws or regulations
Infringe upon the rights of others
Transmit any harmful, offensive, or illegal content
Interfere with or disrupt the website or servers
Attempt to gain unauthorised access to any portion of the website
Use automated systems to access the website without permission
Impersonate any person or entity
Scrape, harvest, or collect information from the website using automated means
Use the website in any way that could damage, disable, overburden, or impair our servers or networks

We reserve the right to terminate or suspend your access to the website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms of Service.

Disclaimer

The information on this website is provided on an "as is" basis. To the fullest extent permitted by law, Plainly Explained:

Excludes all representations, warranties, and conditions relating to our website and the use of this website
Excludes all liability for damages arising out of or in connection with your use of this website

This includes, without limitation, direct loss, loss of business or profits, damage to property, and indirect, consequential, or incidental damages.

Limitation of Liability

In no event shall Plainly Explained or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Plainly Explained, even if Plainly Explained or a Plainly Explained authorised representative has been notified orally or in writing of the possibility of such damage.

Indemnification

You agree to indemnify, defend, and hold harmless Plainly Explained, its officers, directors, employees, agents, and third parties from any losses, costs, liabilities, and expenses (including reasonable attorneys' fees) relating to or arising out of your use of or inability to use the website, your violation of any terms of this agreement, or your violation of any rights of a third party.

Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by Plainly Explained. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that Plainly Explained shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

Modifications

Plainly Explained reserves the right to revise these terms of service at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.

We may also modify or discontinue any aspect of the website at any time without prior notice.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the United Kingdom, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

Severability

If any provision of these Terms of Service is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms of Service shall otherwise remain in full force and effect and enforceable.

Age Restrictions

Our website is intended for users who are at least 13 years of age. By using this website, you represent and warrant that you are at least 13 years old. If you are under 13, you may not use this website without the supervision of a parent or guardian.

Contact Information

If you have any questions about these Terms of Service, please contact us at info@plainlyexplained.co.uk. We will do our best to respond to your inquiry in a timely manner.