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Understanding current accounts, how they work, features, fees, how to choose one, and how to open an account.
A current account is a bank account designed for everyday banking - receiving your salary, paying bills, making purchases, and managing your day-to-day finances. It's the most common type of bank account and most people have at least one.
Unlike savings accounts which are for storing money long-term, current accounts are for active use with features like debit cards, direct debits, and overdrafts.
Basic function:
Key features:
Receiving money:
Making payments:
Managing money:
Debit card:
Online and mobile banking:
Direct debits and standing orders:
Overdraft:
Other features:
Free accounts:
Paid accounts:
Other costs:
Most people:
Consider your needs:
Compare:
Popular features:
Specialist accounts:
Requirements:
How to apply:
What you'll get:
Current Account Switch Service:
What gets moved:
Benefits:
Arranged overdraft:
Unarranged overdraft:
Using overdraft:
Consumer Affairs Writer
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